Safe Tips For Shopping Online

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Safe Tips For Shopping Online

All around the world millions of people spend Billions of dollars online shopping. Unfortunately there are those who will be looking to hack, steal and pry their way to stealing some of it. Below are ways to prevent yourself from becoming a victim of online fraud.

1, Safety, Safety, Safety

It’s always best to go straight to your desired site instead of using search engines. Many search results are designed to lead you astray and take you to other unprotected sites. Also, beware of site names that mimick those of official sites as they too are often traps to lead you into unsafe environments. When using a new website for purchases, its important to read reviews and see if other consumers have shared any negative or positive experiences. Credit cards are the safest option by which to pay because buyers have the option of receiving some form of protection from the card issuer. Also remember to never give anyone your credit card details via email.

  1. The power of the lock

If the site does not have the lock next to the URL in the address bar or at the bottom of the browser then don’t take the risk. Using your credit card on a site that does not have SSL (secure sockets layer) encryption opens you up potential fraud. Sites with SSL also start with HTTPS:// instead of HTTP://.

  1. Protect Your PC

Keeping a clean machine is essential to protecting your information and privacy. You should protect again malware and viruses by regularly updating your anti-virus software. Running the most current versions of software and apps is also another important step in keeping your devices safe from swindlers.  Use unique account names and unique passwords. Having a separate password for every account helps to thwart cybercriminals. Make sure that your personal accounts always have the strongest passwords possible. Lastly, do your best to avoid logging on to your personal bank accounts while on public wifi networks.

  1. Check your statements

Don’t wait for your bill to come at the end of the month. Check your receipts and statements on a regular basis. Most institutions offer a 30 day grace period to notify them of any problems but we recommend contacting them immediately after finding a fraudulent transaction or you might be liable for the charges anyway.

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